Micro loans

The state grants to entrepreneurs an interest-bearing loan of up to €20,000 before their start-up or in the first three years and in the case the takeover of an existing establishment. The loan must be repaid within five years, with a one-year exemption as regards the repayment of the principal. Since 2005, more than 1,100 founders from Mecklenburg-West Pomerania have received a total of more than €10m in funding.

What is funded?Microloans for business start-ups in connection with the foundation or acquisition of a company prior to commencement of operations and in the first 36 months of operations
Who can receive funding?
  • Founders of new businesses – either start-ups or takeovers

  • Applicants are basically natural persons, even if it is a matter of partners of a business partnership or corporation

  • Applicants must have their residence and (future) headquarters in Mecklenburg-Vorpommern

  • A convincing business plan has to be in place; start-ups also need an expert's opinion on marketability, such as those issued by a competent chamber
How much funding is available?Each start-up can be granted a loan of up to a total of EUR 20,000 if the business plan can demonstrate an appropriate gap in funding
How can the funding be applied for?

You can request the application form here.

The request must be made in writing to the GSA. The granting authority and lender is the Landesförderinstitut Mecklenburg-Vorpommern (State Funding Institute), to which the request is forwarded after the GSA has examined it.
Who can I contact if I have further questions?

Elke Wiese-Wahls [more]

Melanie Gercke [more]

Sabine Koebe [more]

Further informationInformation on additional conditions regarding funding and the procedure can be found in the  Directive on the promotion of start-ups by the granting micro loans in Mecklenburg-West Pomerania (pdf)

Eine Gesellschaft des
Landes Mecklenburg-Vorpommern

Logo Mecklenburg-Vorpommern

Logo Europäische Union, Europäischer Sozialfond

Zertifikat nach DIN EN ISO 9001:2008 für Mikrodarlehen, Weiterbildungsberatung, Prüfung von Förderanträgen sowie Erstellung von Gutachten im Auftrag von Ministererien und Instituten